Compare the Best Local Rates

Highest Current Kansas City, MO Bank Account Rates

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.

Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Kansas City, MO. Kansas City Banking Rates has put together a list of the best bank account rates in Kansas City (within a 50-mile radius) for savings and CD accounts:

Top Savings Interest Rates in Kansas City



  • U S P L K Employees Credit Union: 2.02%
  • Area Credit Union: 2.02%
  • B&L Bank: 1%


Best Kansas City 6-Month CD Rates



  • Edison Credit Union: 2.27%
  • B&L Bank: 1.8%
  • Community Bank of Missouri: 1.6%


Highest Kansas City 12-Month CD Interest Rates



  • Edison Credit Union: 2.27%
  • B&L Bank: 2.26%
  • Bank Midwest, Missouri & Kansas: 2.25%


Best 24-Month CD Rates in Kansas City



  • Heartland Bank: 2.55%
  • Community Bank of Missouri: 2.5%
  • B&L Bank: 2.32%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.


Check rates in these cities in Kansas City: See Cities