Kansas City Banking Rates

15-Year Mortgage Rates Today: Enterprise Bank & Trust at 3.250%

enterprise bank & trustBuying a first house is a sign of independence — but it shouldn’t mean going about the home purchase process all alone. With a myriad of interest rates, terms and other details, it can become financially disadvantageous without a specialist at one’s side to guide home buyers through the mortgage maze.

In St. Louis, home shoppers can look to Enterprise Bank & Trust to meet their mortgage financing needs and goals, no matter the budget, the home or the terms. First-time buyers might want to check out Enterprise Bank & Trust’s 15-year loan with a home loan rate of 3.250% that encourages low monthly payments with a shorter time frame to allow payoff of your home more quickly.

Home Loan Terms and Conditions

Enterprise Bank & Trust customers should keep in mind some basic terms before starting the loan process:

  • A 740 credit score or higher is required, with a 75 percent loan-to-value ratio
  • A minimum loan amount of $160,000 is required
  • Property must be a single-family, primary residence in St. Louis
  • Mortgage loan excludes taxes and insurance
  • 3.250% rate remains fixed for the complete life of the loan

Seeking preapproval is the most important step Enterprise Bank & Trust customers can take before applying for this fixed-rate mortgage. Preapproval means you have the financial backing of a lender to get the leverage you need to buy the home you want on your terms.

About Enterprise Bank & Trust

A locally owned mortgage lender and one of the most successful lenders in the Midwest, Enterprise Bank & Trust, and its subsidiary, Enterprise Home Loans, prides itself on making borrowing as easy and affordable as possible for its customers. Interested in working with Enterprise Bank & Trust? Visit one of its several branch locations, in St. Louis, Clayton, Kansas City, St. Charles, and Sunset Hills, Mo., or in Olathe and Overland Park, Kan.

Search today for the best home loan rate.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.